Our COBRA coverage expires this year. And next year, we plan to switch to an ACA insurance plan. As mentioned in an earlier post about ACA health insurance in early retirement, we're hoping to qualify for ACA subsidies. Doing so could dramatically lower our insurance premiums. The catch? We need to manage our household MAGI (Modified Adjusted Gross Income). It’s a major factor in determining whether we qualify for subsidies and how much we can receive. How ironic is it that w