I get an email every time my FICO credit score changes. This week, I finally checked it for the first time in months. 847. After years of hovering around 835, I was suddenly three points away from perfection. Naturally, I ran to tell my wife because we're just competitive enough to compare credit scores. Unfortunately for me, she's one of the fewer than 2% of Americans with a perfect 850, so I never win. Apparently an 847 credit score still loses in my house. When I look at o

I watched the Tyson Fury fight on Netflix recently and pointed out the giant Netflix logos all over the stadium to my wife. She didn’t think twice about it. Of course Netflix was streaming it. That’s what Netflix does. But if you remember the days of red DVD envelopes showing up in your mailbox, that moment is kind of wild. And that’s not an accident. It’s leadership. We’ve already talked about economic moats—the defenses that protect a business. But defense alone doesn’t win

You know your current net worth and your average annual expenses. You also have your target number . So, now it’s time to start putting your financial independence plan together. And I’ll share my tips on creating a plan that will work, including my best tip that I learned watching basketball. You might be wondering if it’s even necessary to create a plan. Why not just wing it? Yes, I know making a plan isn’t always fun. I like to wing it on most things myself, but I don’t